SHARE MARKET KY HAI OR YE KAISE KAAM KRTA HAI !!
Share market ya stock market wo jagah hai jahan companies ke shares (stocks) ka khareedi ya bechi hota hai. Share market ko aksar "stock exchange" bhi kaha jata hai. Yahan par log apni ownership (shares) ko bech kar paisa kamate hai ya phir nayi companies ke shares kharid kar unme investment karte hai
Share Market Kaise Kaam Karta Hai?
Share market ka kaam kaafi complex ho sakta hai, lekin main points samajhna zaroori hai:
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Companies aur Shares: Jab koi company apne business ko expand karna chahti hai ya naye projects me invest karna chahti hai, toh wo public se paise jama karne ke liye apne shares bechti hai. Yani ki, us company ke paas ek stock (share) hota hai, jo kisi bhi individual ko khareedne ka haq deta hai.
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Initial Public Offering (IPO): Jab ek company apne shares ko pehli baar public ke liye bechti hai, toh isse IPO (Initial Public Offering) kaha jata hai. Is process me company apne shares ko ek specific price par bechti hai.
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Stock Exchange: Share market ka main hissa stock exchange hota hai. Yeh ek aisi platform hai jahan par buyers aur sellers shares ko buy aur sell karte hai. Kuch popular stock exchanges hai:
- BSE (Bombay Stock Exchange)
- NSE (National Stock Exchange)
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Buy aur Sell Karna: Jab aap kisi stock ko buy karte hai, toh aap us stock ke owner ban jate hai. Agar company ki performance achhi hoti hai, toh uske share ki value badh sakti hai. Agar aapne shares ko kam price par kharida tha aur unki value badh gayi, toh aap unhe bech kar profit kama sakte hain. Agar company ki performance achi nahi hoti, toh share ki value gir sakti hai, jisse aapko loss ho sakta hai.
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- Trading: Log stock market me trading karte hai, jisme wo short-term me shares khareedte aur bechte hai Ye unke liye hota hai jo quickly profit kamaana chahte hai.
- Investing: Investing mein log long-term ke liye shares kharidte hai jahan unhe company ke growth se fayda milta hai. Ye generally log apni retirement savings ya long-term goals ke liye karte hai.
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Indices: Stock market me kaafi saare indices hote hai, jo ek particular group of shares ka performance measure karte hai. Jaise:
- Sensex (BSE)
- Nifty (NSE) Ye indices stock market ki overall performance ko reflect karte hai.
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Market Movements: Share market kaafi volatile ho sakta hai, matlab shares ki prices kabhi bhi badal sakti hai. Market movements ko influece karne wali kuch cheezein hai
- Economic factors: Jaise interest rates, inflation, aur GDP growth.
- Company performance: Agar company ka profit badhta hai, toh share ki value badh sakti hai.
- Global events: Jaise natural disasters, political stability, ya economic crisis.
- Market sentiment: Investor ka mood bhi market ko influence karta hai.
Stock Aur Share Market Mein Kya Antar Hai?
Stock aur Share dono terms aksar विनिमय करने योग्य use hoti hai lekin in dono mein thoda sa difference hai. Main differences ko samajhna zaroori hai:
1. Stock:
- Definition: Stock ek general term hai jo kisi bhi company ke shares ko represent karta hai. Jab hum "stock" ki baat karte hai, toh hum kisi bhi company ke overall ownership stake ki baat kar rahe hote hai
- Scope: Stock zyada broad concept hai. Ek person ko agar bola jaye "Mujhe stock khareedna hai", toh uska matlab ho sakta hai ki wo kisi bhi company ka share khareedna chahta hai, ya phir multiple companies ke shares khareedna chahta hai.
- Example: Aap bolte hai "I bought stock in the company" iska matlab ho sakta hai aapne ek ya zyada companies ke shares khareede hai.
2. Share:
- Definition: Share ek specific term hai, jo kisi company ke individual ownership unit ko represent karta hai. Jab aap kisi company ke share ko khareedte hai, toh aap us company ke chhote hissa ke owner ban jaate hai.
- Scope: Share zyada specific hai. Ye ek company ke ek unit ka ownership hota hai. Jab hum kehte hai "Mujhe ABC Company ke shares chahiye," toh hum specifically ek company ke ownership stake ki baat kar rahe hain.
- Example: Aap keh sakte hai ki "I own 100 shares of XYZ company," jo ye dikhata hai ke aap ne XYZ company ke shares khareede hai...
Share Market Se Paisa Kaise Kamaya Jaata Hai?
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Capital Gain (Profit): Jab aap shares ko kam price par kharidte hain aur unhe zyada price par bechte hai toh aapko profit milta hai, jo capital gain kehlata hai.
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Dividends: Kuch companies apne investors ko unke shares par dividend deti hai. Ye ek tarah ka profit distribution hota hai jo company apne shareholders ko deti hai. Agar aapke paas kisi company ke shares hai, toh aapko company ke profits me se apna hissa mil sakta hai.
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Long-term Growth: Agar aap long-term investment karte hai, toh time ke saath shares ki value badh sakti hai, jo aapko long-term capital gain de sakti hai.
Risk in Share Market:
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Market Risk: Share market ke prices volatile hote hai, jo kisi bhi time upar ya neeche jaa sakte hai. Isliye investment me risk hota hai.
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Liquidity Risk: Kabhi-kabhi kisi specific stock ka demand nahi hota, toh wo bechne me mushkil ho sakti hai.
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Company Risk: Agar company ka performance khatam ho jata hai ya wo financial condition me chali jati hai, toh uske shares ka price gir sakta hai.
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Interest Rate Risk: Agar central bank interest rates badhata hai, toh shares ki prices pe bhi uska impact padta hai.
Conclusion for you understand better :
Share market ek aisi jagah hai jahan aap apne paisa ko invest kar ke profit kama sakte hai, lekin isme risk bhi hota hai. Isliye share market me invest karte waqt apne risk tolerance ko samajhna zaroori hai aur proper research karna chahiye. Trading aur investing dono ke apne faayde aur nuksan hote hai.